In this age of second and third career acts, 401(k)s instead of pensions and increasing longevity, decisions about when, where and how to retire are highly personal. With that in mind, our annual Retire Well guide offers blueprints to help you build your own successful plan.
We start with a model portfolio that will get you thinking about whether your nest egg is sufficiently diversified. Next, we’ve got ten techniques for structuring assets so that you report less income to the IRS and escape tax and Medicare penalties that hit the well-off.
Could a move be part of your plan? We name the 25 best places for living an active retirement without owning a car and profile some of the most appealing neighborhoods in those cities. Or, if taxes drive your location decisions, we’ve got details on the ten best–and ten worst–states for high-income folks, plus a rundown of states that offer special income tax breaks to seniors and advice on how to find your own personal retirement tax haven.
Are You Betting Too Big On Trump? / Most American investors own too much domestic stock. How to diversity into everything from gold to real estate to Russia. / By William Baldwin
Hide Cash From The IRS–Legally / There are loopholes in what gets counted as income. Arrange your affairs to exploit them. / By William Baldwin
The Best Places To Retire Without A Car / Forbes considered walkability, public transit, availability of Uber and Lyft, as well as crime, to identify the 25 top cities for carless living. / By William P. Barrett
Plus: Profiles Of Nine Top Neighborhoods For Living Without A Car / By Lauren Gensler and William P. Barrett
Blue State Tax Blues / Have a high income? Footloose and fancy-free? Here are the 10 best–and worst–places to move both before and after retirement. / By Ashlea Ebeling
Plus: How To Find Your Own Retirement Tax Haven / By Ashlea Ebeling
14 States With Special Retirement Income Tax Breaks / By Ashlea Ebeling