The Forbes 2017 Retirement Guide

In this age of second and third career acts, 401(k)s instead of pensions and increasing longevity, decisions about when, where and how to retire are highly personal. With that in mind, our annual Retire Well guide offers blueprints to help you build your own successful plan.

We start with a model portfolio that will get you thinking about whether your nest egg is sufficiently diversified. Next, we’ve got ten techniques for structuring assets so that you report less income to the IRS and escape tax and Medicare penalties that hit the well-off.

Could a move be part of your plan? We name the 25 best places for living an active retirement without owning a car and profile some of the most appealing neighborhoods in those cities. Or, if taxes drive your location decisions, we’ve got details on the ten best–and ten worst–states for high-income folks, plus a rundown of states that offer special income tax breaks to seniors and advice on how to find your own personal retirement tax haven.

Continue reading “The Forbes 2017 Retirement Guide”

A Beginner’s Guide To Stock Options

A stock option is a security which gives the holder the right to purchase stock (usually common stock) at a set price (called the strike price) for a fixed period of time. Stock options are the most common form of employee equity and are used as part of employee compensation packages in most technology startups.

If you are a founder, you are most likely going to use stock options to attract and retain your employees. If you are joining a startup, you are most likely going to receive stock options as part of your compensation. This post is an attempt to explain how options work and make them a bit easier to understand. Continue reading “A Beginner’s Guide To Stock Options”

Investing in the Future: 5 Things Every Investor Should Look For

Investing is all about preparing for the future. Here’s what you should look for in a future-proof investment opportunity.

The smartest move to make while investing is to try and future-proof where you’re putting your money. After all, most investments are done for the case of the future, whether it’s to increase your wealth in the long run for the simple sake of increasing your wealth, or whether it is to save for retirement or your family. There are many ways to accomplish this goal, but among them are these five signs to look for in investments to future-proof them.

A Great Team and a Complete Business Plan
These are the two best ways to see whether or not a business will last. If it has these two things behind it, the business has a good chance of weathering the storms that the market will throw at it, as well as enduring the hard first-few-years period of operating. Once it has gotten through that period, the business is smooth sailing. So look for these two attributes when choosing a business to invest in.
Continue reading “Investing in the Future: 5 Things Every Investor Should Look For”